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LVN Micro Finance Programme – Initial Scenario

The microcredit programme called Lok Vikas Nidhi was implemented in Ahmedabad, Vadodara and Surat cities and Jambusar, Amod and Vagra blocks in Bharuch district of Gujarat. The programme emphasized promotional activities, training support and later credit linkages with the Lok Vikas Nidhi Fund.

The phase of promotional activities and training support included regular visits and contact building with people, mainly women in low-income settlements in cities or villages, organizing awareness camps to discuss the importance of savings and credit activities and their benefits to the members of the self help groups, appointment of office bearers and their training and exposure to the
activity and sustained training of the secretaries of the groups for effective and efficient management.

Collective efforts of
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